(Date)

(Customer Name)

(Customer Address)

Dear Mr. Customer,

We have not heard from you regarding your balance of $_________. This balance is extremely overdue. If we do not receive payment in full within ten (10) days of the date of this letter, we will be placing your account with Business Account Services for collection proceedings.

We urge you to give this matter your immediate attention.

Sincerely,

(Business Owner’s Name)
(Business Name)

BEFORE SENDING THIS FINAL NOTICE BUSINESS OWNERS MUST KNOW THAT:

Once such a threat is made, you must follow through or you will lose credibility and the letter will be ineffective.

This letter requests “payment in full”, do not accept payment plans at this point. (Payment plans should have been discussed prior to it getting to this stage of delinquency.)

I urge you to take advantage of this sample final demand letter before sending your accounts over to Business Account Services. Though, this is not necessary, some business owners like to give a person one last chance before placing the account with us.